
When it comes to car insurance, location is everything. Insurers use your Eircode as a key factor, with different regions across Ireland facing higher or lower premiums based on local risk levels and claim histories…
The newly updated Chill Car Insurance Pricing Index lets you compare how everything from your car’s model to your occupation affects your premium. But it’s the regional shifts that are making a big impact, with the latest data revealing a brand-new ranking of Ireland’s cheapest locations.
Wexford Ranks in Ireland’s Top 10 Cheapest Counties for Car Insurance
Wexford continues to secure a solid position among the country’s most affordable locations for drivers, holding strong in the national top 10 at 7th overall.
With an average premium of €620, Wexford motorists pay significantly lower rates than the national hotspots, outperforming many neighboring Leinster counties.
The 10 cheapest counties in Ireland for car insurance
| County | Avg. Price | New rank (May 26) | Rank change (vs. May 25) |
| Kilkenny | €584 | 1 | 1 |
| Waterford | €587 | 2 | 2 |
| Wicklow | €592 | 3 | -2 |
| Cork | €596 | 4 | -1 |
| Mayo | €616 | 5 | 3 |
| Kerry | €616 | 6 | 1 |
| Wexford | €620 | 7 | -1 |
| Leitrim | €628 | 8 | -3 |
| Sligo | €636 | 9 | 1 |
| Galway | €637 | 10 | 1 |
To put that into context, a driver in Wexford pays €165 less per year on average than a driver in Longford (€785), and €36 less than drivers in Dublin (€656).
Additional price findings:
- Wexford drivers remain well below the overall Leinster provincial average (€661), benefiting from lower regional risk profiles.
- Insurance cost typically reduces for drivers by around 37% after three to five years of having a license.
- Among the most popular car models in Ireland, the Hyundai Tucson, Nissan Qashqai, and Skoda Octavia are also the most affordable to insure on average.
- You can find the full details and rankings of the study here: https://www.chill.ie/blog/car-insurance-pricing-index/
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